SPD Xpress

To learn more about how your benefits work, first choose Benefits for "Active Employees" or "Retirees" in the menu above. You will then find the current Summary Plan Description (SPD) for each Plan. Related information, including any Summary of Material Modifications (SMMs) with plan changes that have taken place since the SPD was published, can be found in "Related Info" on the right of each SPD.

Related Info

Summary Plan Descriptions and 2015 SMM - Printable version (Large file; longer download time)